Bridge loans
Short-term senior financing that lets a sponsor close quickly, reposition an asset or wait out a refinance — repaid from a sale or permanent loan.
- Best for
- Acquisitions on a deadline · lease-up · recapitalisations
Principal Investment · Family Office
Permanent capital. Enduring assets.
SAX Holdings invests its own capital across real estate, private credit and private equity — owning and operating the assets that move North America.
01 / Office
Class A office
Institutional-quality office buildings in central business districts and established suburban markets — owned for the long term and run for the tenants inside them.
Class A long-term hold
02 / Industrial
Logistics at scale
From large-format distribution hubs to multi-building light-industrial parks — the logistics space that keeps goods moving.
Distribution light industrial
03 / Multifamily
Residential apartment complexes
Well-located apartment communities — including supportive housing — owned and operated for long-term stability.
Market-rate supportive housing
04 / Senior Living
Senior living
Independent and senior living communities designed around daily life and community.
Independent senior living
05 / Development
Building what's next
Ground-up residential and office development, from first entitlement to final delivery — including multi-block master plans.
Ground-up master-planned
The whole portfolio
One principal.
Every asset class.
75+ holdings across North America and growing
See the footprint →Scroll to walk the portfolio
0Square feet owned & in development
0Residential & senior living units, existing & planned
0Holdings across asset classes
0Countries — and growing
I · Real Estate — Footprint
Across North America,
and growing.
Chapter II · Private Credit
Capital that moves.
Every loan starts at our door — principal capital, carried in person to the owners building what's next.
01 / 08 · Café
Working capital
Funds a glass-walled seating annex
The cycle
Capital returns.
Capital redeploys.
Repayments flow back to SAX — shared with our co-lenders — and go straight back out to the next owner.
See how we lend →II · Private Credit — What we offer
Credit, structured to fit.
Every facility is underwritten by the people who fund it. We lend our own capital, move on our own timeline, and shape terms around the asset and the operator — not a credit box.
Asset-based & hard money
Loans underwritten on the strength of the collateral rather than a long credit history — built for speed, certainty and situations banks won't touch.
- Best for
- Time-sensitive closings · complex titles · transitional assets
Construction & development
Ground-up and value-add funding released in draws against verified milestones, so capital arrives exactly when each phase of the build needs it.
- Best for
- Ground-up multifamily · townhomes · conversions
Land loans
Financing for raw and entitled land through acquisition, zoning and approvals — carrying the project to the point where construction capital takes over.
- Best for
- Entitlement periods · assemblages · pre-development
Working capital
Flexible capital for inventory, payroll, seasonality and growth — so owner-operators can take on the next contract, location or season without stalling.
- Best for
- Restaurants · retailers · service businesses
Equipment financing
Loans secured by the machinery, vehicles or medical and dental equipment they purchase — preserving cash while the asset earns its keep.
- Best for
- Workshops · auto service · healthcare practices
Acquisition financing
Capital to buy a practice or business, consolidate a competitor or buy out a partner — structured around the cash flow the combined business will produce.
- Best for
- Practice acquisitions · partner buyouts · roll-ups
Mezzanine & preferred equity
Gap capital that sits between senior debt and sponsor equity — reducing the cash a sponsor must contribute without giving up control of the deal.
- Best for
- Recapitalisations · acquisitions with a funding gap
Participations & syndication
Co-lend alongside SAX. We originate, underwrite and service the loan; participants share in the position on the same terms we hold.
- Best for
- Family offices · private lenders · co-investors
Not sure which structure fits? Tell us about the asset or business — we'll shape the facility around it.
Discuss a financing request →Chapter III · Private Equity
Owners, not spectators.
We take real stakes in real companies — and every share we earn compounds into one patient, growing fund.
01 / 06 · Technology
Growth equity
Backing software and data businesses ready to scale
The fund
One fund.
Many engines.
Every stake we take compounds into a single portfolio built to be held — across sectors, cycles and generations.
What we provide →III · Private Equity — What we provide
Capital, plus everything behind it.
We invest from our own balance sheet, so we can hold for as long as a business keeps compounding. Alongside the cheque comes real estate know-how, credit capacity and an operator's bench.
01 How we invest
Growth equity
Minority or significant stakes in profitable, fast-growing companies that need capital to add products, people or locations.
- Best for
- Scaling software, healthcare and consumer brands
Control buyouts
Majority acquisitions of established, cash-generative businesses, with a clear plan to professionalise, modernise and grow.
- Best for
- Industrials · business services · multi-site operators
Minority recapitalisations
Let founders take money off the table and fund the next chapter — without giving up control of the company they built.
- Best for
- Founder-led brands · family companies
Succession capital
A trusted buyer or partner for owners planning a generational transition, protecting the team, the name and the legacy.
- Best for
- Owners nearing retirement · family transitions
Co-investments
Investing directly alongside best-in-class sponsors in specific deals — with conviction, speed and aligned terms.
- Best for
- Sponsors seeking an aligned, decisive partner
Fund commitments
Selective LP commitments to specialist managers whose strategies complement our direct portfolio and widen our view of the market.
- Best for
- Emerging and specialist managers
02 How we build value
- Operator partnership
Hands-on support from people who have run companies — on pricing, hiring, systems and the first hundred days.
- Real estate leverage
Our property platform turns owned real estate into growth capital through sale-leasebacks, and finds the right sites for expansion.
- Credit on call
Follow-on financing from our private credit platform, so a good opportunity never waits on a bank.
- Add-on acquisitions
Sourcing, financing and integrating bolt-on deals that turn a strong company into a regional or national platform.
- Governance & reporting
Board-level discipline, clear KPIs and institutional reporting — without the bureaucracy.
- Patient ownership
No fund clock. We hold great businesses through cycles and only sell when it's right for the company.
03 Where we invest
Technology
Software, data and digital infrastructure with recurring revenue and sticky customers.
Healthcare
Multi-site practices, outpatient services and healthcare-enabling businesses.
Consumer
Founder-led brands with loyal customers and room to grow channels and locations.
Industrials
Manufacturers and distributors ready for automation, add-ons and modern operations.
Energy & infrastructure
Long-life, essential assets and the services that keep them running.
Business services
Asset-light companies with recurring contracts and essential customer relationships.
04 How a partnership works
- Source
Direct, relationship-led conversations with owners and sponsors.
- Diligence
Fast, focused work with decision-makers in the room from day one.
- Partner
Terms shaped around the founder's goals, not a template.
- Build
Capital, credit, real estate and operators working as one.
- Compound
Hold, reinvest and grow — realising value only when the time is right.
What we look for
A great business with an owner who wants a partner.
- Owner- or founder-led, with management staying on
- A proven, cash-generative model — or a clear path to one
- A defensible position in an essential market
- Real assets or recurring revenue underneath
- Room to grow through capital, add-ons or new sites
Thinking about growth capital, a recapitalisation or succession? Start the conversation in confidence.
Talk to our equity team →Chapter IV · Funds & Co-Investment
Invest alongside us.
Every partnership starts in the same building — around the same tables where we make our own decisions.
Floor 01 · Manager meeting
One on one
Getting to know a manager before we commit a dollar
The address
One building.
Every partner.
Managers, families, sponsors and operators — all investing at the same tables, on the same terms.
How partnership works →IV · Funds & Co-Investment — What we provide
Invest next to us.
We commit our own capital first. Partners who invest with us see the same deals, sit with the same team and share in the same economics — whether through a single transaction or a long-term program.
01 Ways to partner
Deal-by-deal co-investment
Invest directly alongside SAX in individual real estate, credit or private equity transactions you've reviewed and chosen.
- Best for
- Families and investors who want selectivity
Single-asset vehicles
Participate through a dedicated vehicle for one asset or company, with its own reporting, governance and distributions.
- Best for
- Clear, ring-fenced exposure to one opportunity
Co-GP & joint ventures
Partner with sponsors and operators at the general-partner level — sharing capital, control and upside on platforms we build together.
- Best for
- Operators and emerging sponsors
Fund commitments
Long-term LP commitments to specialist managers whose strategies complement our direct investing and widen our market view.
- Best for
- Specialist and emerging managers
Club deals
Small groups of like-minded families pooling capital behind a single, larger opportunity — with SAX leading diligence and execution.
- Best for
- Family offices seeking scale with control
Cross-platform access
One relationship, three engines: partners can follow us across real estate, private credit and private equity as opportunities arise.
- Best for
- Partners building a diversified program
02 What partners get
- Aligned economics
SAX invests its own capital in every deal it offers. When partners win, we win — on the same terms.
- Direct access
Time with the people who underwrite and manage each investment, not a sales desk.
- Decisive capital
A principal balance sheet that commits quickly, so the best opportunities don't slip away.
- Institutional reporting
Clear, regular updates on performance, distributions and the decisions behind them.
- Proprietary deal flow
Relationship-sourced opportunities across asset classes, many never widely marketed.
- A long view
No fund clock pushing exits — partners hold with us for as long as an asset keeps compounding.
03 Who we partner with
Family offices
Multi-generational capital looking for aligned, direct exposure.
Managers & sponsors
Specialists seeking a decisive LP, co-investor or co-GP.
Operators & founders
Builders who want capital and a partner around the table.
Advisors & institutions
Wealth advisors and institutions sourcing differentiated private deals.
04 How it works
- Introduce
A first conversation about goals, horizon and the kind of exposure you want.
- Align
We agree how you'd like to participate — deal-by-deal, vehicle or program.
- Review
Full access to the investment memo, diligence and the deal team.
- Commit
Invest alongside SAX on the same terms, documented cleanly.
- Report
Regular reporting and distributions — then the next opportunity.
05 Questions partners ask
Does SAX invest its own capital in every co-investment?
Yes. We only offer opportunities we are investing in ourselves, and partners participate alongside our capital.
Can I choose which deals to join?
Deal-by-deal partners review each opportunity and decide individually. Program partners agree an allocation approach up front.
What reporting will I receive?
Regular written updates covering performance, key decisions and distributions, plus access to the team for questions.
Can I invest across real estate, credit and equity?
Yes — many partners follow us across platforms as opportunities arise, through a single relationship.
Interested in investing alongside SAX? We'd be glad to introduce ourselves.
Become a partner →V — Approach
Single principal.
Multiple asset classes.
One system.
Our own capital
We invest from our balance sheet. No fund clock, no forced exits — just the freedom to hold great assets for as long as they keep earning their place.
Owner-operators
We sit in the general partner seat. From capital stack to leasing strategy, we stay close to every asset and every decision that shapes its value.
Structured to fit
Direct equity, senior and bridge credit, sale-leasebacks, ground leases, co-investment. We build the structure around the opportunity, not the other way round.
VI — Platforms
Four disciplines, one balance sheet. Each platform informs the others — our lending sharpens our underwriting, our ownership sharpens our lending.
-
01
Real Estate
The core of SAX. Class A office, logistics and light-industrial portfolios, residential apartment complexes, senior living and ground-up development across North America.
-
02
Private Credit
Direct lending to sponsors and operating businesses, with loan participations syndicated alongside a trusted group of partners. Fast, certain execution backed by principal capital.
-
03
Private Equity
Partnerships with owner-led businesses where our real estate and capital-markets experience unlocks value — including sale-leaseback structures that turn property into growth capital.
-
04
Funds & Co-Investment
Selective commitments alongside best-in-class managers, and co-investment for partners who want to invest next to us, on the same terms.
VII — Partner with us
Bring us
an opportunity.
Acquisitions, recapitalizations, bridge financing, sale-leasebacks or co-investment — we respond to every serious inquiry, quickly and directly.